If you're either thinking about purchasing a new home or already made the decision to purchase a house, but you still have questions or concerns regarding the process, price or anything else - let me tell you:
You're in the right place.
This free home buyer seminar is giving you the exact step by step blueprint on everything you need so you can get clarity on everything A-Z and guide to you make the best decision in purchasing your new home.
You will learn about timelines and timing, inspections, loan pre-approvals, negotiations, and so much more.
Take a look around and let us know how we can help you.
Mariela Velazquez | Realtor
Homes by Mariela
Exp Realty
DRE#01715223
You're in the right place.
This free home buyer seminar is giving you the exact step by step blueprint on everything you need so you can get clarity on everything A-Z and guide to you make the best decision in purchasing your new home.
You will learn about timelines and timing, inspections, loan pre-approvals, negotiations, and so much more.
Take a look around and let us know how we can help you.
Mariela Velazquez | Realtor
Homes by Mariela
Exp Realty
DRE#01715223
- Learn to take advantage of Tax Saving opportunities instead of throwing your money away
- Walk through the important aspects of purchasing a home
Validating Buyer's Agent Compensation
Learn the key steps to ensure buyers' agents are fairly compensated in today's competitive real estate market.
Understand the process and importance of validating agent commissions before closing a deal.
Gain insights into industry standards and best practices for transparent compensation agreements.
Inspections are Complete: Loan Process Underway: Next Steps
Now that inspections are done, discover the key steps to keep your loan process moving forward efficiently.
Learn what to expect from here to closing, ensuring everything stays on track for a successful purchase.
From appraisal to final walkthrough, we’ll guide you every step for a seamless homeownership journey!
Pre-Qualification
- Pre-Qualification is not a true approval but the initial step in a home loan process where you discuss your financial situation with a loan officer - nothing is verified
- Pre- Approval is where the buyer provides the lender with the necessary documents to tell them what they are approved for, which loan option is the best for them and what the interest rate will be
Getting Pre-Approval
Save time and energy, get Pre-Approve first.
- Provide last month of pay stub.
- Provide last 2 months of bank statements.
- Provide last 2 years of income tax return.
- Provide Social Security number and a photo ID.
- If self employed, provide 2 years of business tax return and Profit and Loss statement.
- Pro: Your wealth can increase as you build equity in your home through 2023 averaging about 3%
- Con: Maintenance costs; work and money to keep a home in good condition
- There are various loans and grants to qualify to purchase a home
Spring into Action to find your Perfect Home
Buying a home is one of the biggest investments you’ll make in your lifetime.
The Spring real estate market is heating up.
Spring means warmer weather making house shopping easier and more comfortable.
Spring is the perfect time to get into action.
3 Tips To Get Your Offer Accepted
Are you competing with other buyers on your dream home or do you want to make sure you’ve got the best chance of getting your offer accepted?
- Make sure you offered a competitive price on a home.
- Put down a larger earnest money deposit
- Let the seller know that you have not written offers on any other properties
Once your offer has been accepted, it's time to open up escrow.
- It's time to get inspections done on the home, review disclosures, secure the loan, and get the appraisal done
Master Negotiator
Find ways to save thousand of dollars while buying or selling your home.
You need a strong negotiator working on your behalf to help you get the best terms possible
Every market climate is different and depending on what's happening this can change.
Things to avoid when applying for a mortgage
Do not deposit large sums of money without speaking to your lender about how to document.
Lenders need to source your money, and cash is hard to trace in a paper trail.
Do not make any large purchases, such as furniture or appliances.
Are All Realtors Are The Same?
Everyone knows a realtor but not everyone knows successful and experienced realtor.
Not every realtor is the same
Find a realtor that has your best interest at heart
Be sure they know how they properly market on your behalf
Home Loans
Find ways to save thousand of dollars while buying or selling your home.
FHA Loans
VA Loans
USDA Loans
Conventional Loans
How Much Money Do I Need For Closing Cost?
Often times people are prepare to buy a home and they don't prepare for closing cost.
Escrow fees
Title fees
Prepaid homeowner fees
Transfer taxes fees
Should I wait to buy?
If you're thinking of buying , now is an excellent time.
Low interest rate make it more affordable to purchase a home.
Don't wait for rates to go up or for inventory to go down.
Making an Offer and Negotiations
Learn how to craft a strong offer and make strategic decisions that can help secure your dream home.
Discover key tips on presenting an irresistible offer that stands out in today’s competitive market.
Understand the essential negotiation tactics to ensure a smooth path from offer to closing.
Choosing the Right Lender is just as important as hiring the right Realtor
Discover why finding the right lender is crucial to securing the best loan and rate for your dream home.
Learn how the right lender can streamline your buying process, just like a great Realtor.
See how choosing a trusted lender ensures smooth approvals and a stress-free path to closing!
You Need an Expert
Learn how an experienced realtor can help you make informed decisions in a competitive real estate landscape.
Learn how an experienced realtor can help you make informed decisions in a competitive real estate landscape.
Learn how an expert can customize their approach to fit your unique home buying or selling goals.
No Need To Stress With This Moving Tips
Moving can be a daunting task but with these stress free tips, you will be packed up and on your way to your new destination in o time.
List all the tasks you need to complete before the move including sorting and packing your belongings
Get expert advice on how to prepare for moving day and settle into your new home with ease!
Why a Buyer’s Agent is a Must!
Learn how a buyer's agent provides invaluable market insights and personalized support to help you find your dream home.
Discover how a buyer's agent negotiates on your behalf, ensuring you get the best deal possible.
Discover how a buyer's agent simplifies the home-buying process, saving you time and stress.
Location, Location, Location!
Let us help you make the most of your property by capitalizing on prime locations.
In real estate, it's all about location. Trust us to help you find or sell in the right spot.
Think everything through before making an offer
How to Get Your Offer Accepted in this Market
Explore how low inventory is fueling multiple offer scenarios in select markets, driving up competition among buyers.
Leatn how to strategize and stand out in a crowded market to secure your dream home amidst intense bidding wars.
Get expert insights to navigate today's dynamic market.
The New Face of Homeownership
Discover the latest trend in the housing market: Meet the newest dominant force in homebuying.
Explore who now leads the charge in purchasing homes nationwide.
Learn about the emerging demographic reshaping real estate dynamics.
House Hacks Buyers Should Know
Find stability in turbulent times with expert insights and strategies tailored to today's volatile housing market.
Gain stability and make informed decisions in uncertain times.
Ride out market fluctuations with proven strategies.
Is Buying New Construction on Your Radar
Let me guide you through the journey of finding your perfect brand new home.
Trust our expertise in navigating new construction processes, offering insights on builders, customization, and warranties.
Rely on our support beyond the sale, providing assistance with warranties and ensuring your transition into your new home is seamless.
First Time Home Buyer That May Be You!!
Discover tailored financing solutions for first-time home buyers.
Explore a variety of options designed to match your financial needs and goals.
Navigate the journey to homeownership confidently with expert guidance and support.
Appraisal Came in Low?
Understand what steps you can take if the appraisal comes in lower than expected, including renegotiating the purchase price, disputing the appraisal, or bringing more money to the table.
Open a dialogue with the seller to discuss potential solutions and negotiate a resolution that is fair to both parties.
Consult with professionals for guidance.
Why Are Mortgage Rates So Finicky Right Now?
Mortgage rates have been unusually unpredictable lately, leaving many homebuyers and homeowners wondering what's behind the fluctuations.
From economic shifts to global events, several factors are influencing the rates.
Learn why mortgage rates are so finicky right now and how staying informed can give you an edge in securing the best rate for your home loan.
Home Buying Hacks: Explore the Two, One Buy Down Strategy!
Explore alternative options to alleviate the impact of rising mortgage rates and regain control of your finances.
Discover strategies to ease financial burdens.
Take control despite fluctuating rates.
Do You Want To Buy A Home In Santa Clara County Area Property
Homes By Mariela has the experience you need to help make the buying process easier, with less wasted time. We will show you only the properties you will be interested in, without wasting your time with properties out of your price range, geographical boundaries or without your personal preferences.
Countless local homeowners and real estate investors have trusted Homes By Mariela to help them wade through the real estate buying and selling process. Homes By Mariela is a team of results-driven Santa Clara County real estate agents and brokers who are here to help you reach your real estate goals. We are here to help you keep your money in your pocket while saving you the time and headache of working with a less experienced broker.
"She's knowledgeable, she's very communicative and she exceeded expectation in every way." - Erika Juarez
Family Maldonado
"Without her great work, we would not have been able to be homeowners."
"Working with Mariela Velazquez was a really good experience. She was really professional. She explained everything in a way that we understood. She made everything so simple. She went above and beyond with helping us. Without her great work, we would not have been able to be homeowners. We appreciate everything she did. Thank you for everything..
- William Lobato.
" She is more than just your agent."
Working with Mariela went beyond my expectations, she is very detailed with the process always keeping her clients informed, I truly never really had a question because she always explained everything with detail and therefore left me with no questions and a smile on my face. She is more than just your agent, she becomes your friend and looks out for your benefit in every way possible!.
Yes yes yes we would definitely recommend her and also keep her as our friend and agent!
- Erika Juarez
"Mariela has always been an excellent person to work with."
" Her professionalism and care for clients go above and beyond. She is responsive in every area and will take the time to explain processes to ensure her clients have a full understanding. She truly cares about her work and her clients, highly recommended!
- Karina V.
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